Life insurance is a very important tool in the lives of all of us to ensure financial security of the dependent family members …. Life insurance products help in saving for future needs with tax efficiency. With a efficient blend of Term plans , Retirement solutions and children education planning financial seucurity and Goals of everyones life can be well achieved
With ever increasing costs of health insurance and becoming a integral part of every ones life, it is very important for planning the health insurance effectively. We at JKR believe in providing a cost efficient approach in managing this most important need, with a wide array of options from Private Health Insurance Players and we provide the most cost effective method of managing health insurance coverage requirements.
Mutual funds are the best instruments for investment for long term wealth creation and achievement of Personal goals. Mutual funds comes with risk management and return delivery which can beat inflation over a period of time. We help in selecting the best mutual funds in line with the risk appetite and goals identified and review the progress at regular intervals and realign the portfolio as we progress
A totally new set of investment avenues in the fixed interest space has emerged as the best product suit for diversifying investments in the non equity segment and we are strongly associated with two segments Peer to peer and invoice discounting since 2019 with 100% on time repayments and capital interest withdrawals always honoured ontime with return delvery of 10.50 to 12% with lot of tax efficiency
Peer to peer is a business model which is RBI Licensed and also audited by RBI from time to time. The risk is well managed with selection of quality NBFC partners and NPAs are effectively managed through provisioning and through Bank Guarantees taken from partnering NBFCs covering 5 to 6 times of the NPA Risk. Further more we provide facility of Monthly Interest Payout which acts like a passive income and can be accumulated as well. Liquidity is well taken care in the product any time with 5 days advance notice and without penalties for our subscribers
Invoice discounting helps to diversify investments by providing short term working capital for well established start ups with storng cash flow for short time frames extending upto 100 to 130 days . Our experience since last 4 years since 2019 is that any start up with PE and VC backing have adequate cashflows and our repayments have always been ontime with any time liquidity with 5 days advance notice
IPOs are offering tremendous opportunity to make handsome returns on Listing of the stocks , now there are opportunities to invest in those stocks which are expected to hit the IPO Market In the future . This gives opportunity to buy stock at potentially lower valuation and look to optimize with maximum returns in the future on listing of these stocks
Bonds are best way to optimize risk by taking exposure in private corporate bonds and State Government Guaranteed Bonds as well. These are bought from the privately held market at very competitive rates for better Return on investments when compared to FDs and Debt Mutual Funds
